PTF Accompanies Workers in Overcoming Hardships After Typhoon Yagi

Nearly two months have passed since Typhoon Yagi, but its devastation still weighs heavily on the lives of thousands of families. Roofs torn off, flooded farms, unexpected repair costs, daily living expenses, and the looming financial burdens of the future—all these challenges remain. Understanding these difficulties, Postal Finance Company Limited (PTF) has introduced a special loan package as a token of gratitude to its loyal customers who have trusted and supported PTF throughout the years.

The Struggles of Making Ends Meet After the Storm

Ms. Bích Hạnh from Thach That, a long-time PTF customer who was severely affected by Typhoon Yagi, shared her story:
"My family runs a fish breeding farm. In the past, every harvest season, I was able to set aside some savings for emergencies. However, when Typhoon Yagi struck unexpectedly, the prolonged rain caused the water levels in the pond to rise, sweeping the fish into nearby fields, rivers, and lakes. This left me with not only a lost harvest but also additional expenses for repairing our home and vehicle, along with upcoming payments for utilities, school fees, and more. On top of that, my child fell sick and had to be hospitalized. I was at a complete loss about how to manage the financial strain when a PTF representative reached out to offer me a loan. With incredibly favorable interest rates, a three-month grace period without principal payments, and even interest-free support, this assistance was truly invaluable for my family."

Similarly, Ms. Van Trang, the owner of a small convenience store in Hai Phong, also faced significant hardship. The typhoon tore off the roof of her shop, damaging a large amount of inventory. The cost of repairs exceeded her budget and directly impacted her main source of income. To restore her business, she considered taking out a loan to replenish her stock. However, securing a bank loan proved difficult due to her unstable income, while turning to high-interest informal loans posed serious risks.

The stories of Ms. Hanh and Ms. Trang are just two among thousands of PTF customers—hardworking individuals struggling to make ends meet, especially in the aftermath of the storm. With unstable incomes and uncertain job opportunities, their financial burdens have only become heavier.

PTF Loan Package – A Financial Lifeline for Workers in Need

In response to the hardships caused by Typhoon Yagi and as a token of appreciation to our loyal customers, PTF has launched a special loan package exclusively for existing borrowers in disaster-affected areas. With loan amounts ranging from 10 to 25 million VND, an annual interest rate reduced by over 14%, a three-month grace period with zero interest, and a repayment term of up to 36 months, this package provides much-needed financial support. It enables customers impacted by the storm to access funds for essential repairs, purchases, and overall livelihood stabilization.

With a commitment to standing by workers during tough times, PTF has proactively reached out to provide direct financial consultations to those in need. Thanks to this dedication, Ms. Bich Hanh and Ms. Van Trang were able to secure funding from PTF, helping them restore their income and rebuild their lives.

Enhancing Financial Stability and Combating Loan Sharks

PTF not only provides financial solutions but also helps workers develop healthy financial management habits, steering clear of predatory lending and ensuring financial security. Through various loan options, including cash loans, credit lines, and installment loans, PTF has supported millions of customers throughout its journey.

This loan program reaffirms PTF’s commitment to standing by workers, helping them overcome post-storm hardships and regain stability in an ever-changing economic landscape. PTF’s timely support brings peace of mind and improves the quality of life for thousands of families.