Things you need to know about PTF's loan product

Listening to and understanding customers’ concerns, PTF’s credit line loan products are designed with outstanding features and flexible, convenient policies.

1. What is PTF’s Credit Line Loan?

A cash loan product.
Customers are granted a credit limit for up to 36 months.
Customers can withdraw money multiple times according to their needs.
Each time a customer repays, the credit limit is restored equivalent to the principal amount repaid.
Customers can continue withdrawing within the restored limit.

2. How to Use the Credit Line Loan?

Flexible loan term of up to 36 months.
Maximum loan limit: VND 100 million.
Flexible and convenient disbursement methods.
No limit on the number of disbursements, free early repayment.
Simple and easy loan application requirements: Customers only need to provide their Citizen ID/ID card and proof of residence or proof of income, depending on the specific loan requirements.

3. Benefits of Choosing PTF’s Credit Line Loan

Flexible use of funds based on needs.
Suitable for repayment capability.
Reusable credit limit after repayment.
One-time contract signing, multiple disbursements.
Interest is only charged on the withdrawn amount.

4. Credit Line Loan Registration Process at PTF

Step 1: Customers register for loan consultation directly or via website/hotline:

Register directly on the website: CLICK HERE
Inbox fan page: CLICK HERE
Via hotline: 1900 23 23 56

Step 2: PTF representatives contact customers for consultation and support in completing loan procedures.

Step 3: Customers provide required documents according to each loan product’s requirements.

Step 4: PTF assesses, approves, and informs customers of loan results.

Step 5: Customers sign the electronic contract and receive disbursement.

5. What Customers Say About PTF’s Credit Line Loan

The Credit Line Loan is one of PTF’s most trusted products due to its flexibility and convenience. Let’s hear from some of our customers!

Hoang (45 years old, credit cardholder in Binh Duong):
"PTF’s loan policies provide great customer support, and paying interest based on the utilized amount eases financial pressure. Moreover, I only need to approve my loan limit once and can withdraw funds whenever needed without waiting for re-approval."

Thao (33 years old, office worker in Hanoi):
"This is my second time using PTF’s loan product, and both times, the approval process was very fast and smooth. I can actively withdraw additional funds when needed and even repay early without any fees. Being able to pay off debt sooner also helps ease my financial burden. I highly recommend the Credit Line Loan!"